Intelligent Clearing Network (ICN) simplifies and automates a variety of digital and paper promotions. ICN's solution includes features that reduce the amount of time needed to administer promotions, reduce errors and eliminate fraud. Brick and mortar stores can easily manage card-based loyalty and promotions, and media companies can set up promotions directly through the ICN Promotion Manager Web portal or through the ICN Web Service for real time activation and consumer opt in.